By the end of the month, right after the economic forum, that will be held in Davos, a major economic upheaval may take place. The world economies will be in shock and wall street may loose thousands of points. The goal of this economic summit is the restructuring of world debt and focus on a gold backed currency. With that in mind, it may be a good idea to pull out of what little money I have in the stock market and wait until everything quiets down before I invest. 401s are going to get hit hard as well.